Financing

Having the right finance partner for your truck matters. One that understands your business and is with you in both good and challenging times. Here are five reasons why Volvo Financial Services is the ideal partner for your truck purchase.

Fast and easy to work with

Volvo Financial Services has been the financial services provider for the Volvo Group for over 20 years. We are easy to do business with, you know us from your local dealer and when you need help, we operate fast.

One size doesn't fit all

Just like every one of us is unique, your business is too. At Volvo Financial Services, we get that. Want us to adapt your payments to suit your cash flow? Want to make a bigger down payment so your monthly bills are smaller? We are here to help. By getting to know you and understand your business and where it’s headed, we can offer you the best tailored solution. One that meets your needs today, and is flexible enough to carry you confidently into the future.

Your everything-you-need partner

Whether you want one truck or a whole fleet, new or used, Volvo Financial Services can make it happen. And not just in terms of the vehicle – we can also provide all the parts and service agreements to keep them working for you and your customers, as well as provide the insurance to protect you. All these benefits are available through your local Volvo Trucks dealer.

With you every step of the way

Wouldn’t it be nice if business was always good? Unfortunately, business cycles go up and down, and there may be other obstacles to running your business. We understand and are by your side in challenging times as well as good times. When things do happen, you need support and flexibility from your partner – and that’s what you can expect from us.

A second financing source

Your bank credit line is best used to act as a cash flow buffer to your daily activities – not for buying trucks and support services. That’s why having a second line of credit from Volvo Financial Services is a much better way to finance your truck purchase.

A Volvo FMX drives offroad through an industrial site

Installment credit

Ownership from Day One

Own your truck. Keep payments manageable. Benefit from tax advantages. That’s what our installment credit is all about. Both the loan and the truck will appear on your balance sheet. And the best part? At the end of the contract you own a truck that has been paid off.

Hire purchase

An easy route to ownership

Do you want to own your truck through regular and predictable payments? Hire purchase is the answer. Your truck appears on your balance sheet. And once you’ve made your final payment, it’s yours.

Finance lease

The freedom to buy

Reduce your tax liability: your truck appears on your balance sheet. At the end of the contract you have two options: return your truck or buy it.

Finance lease

Tax-efficient financing

Do you find that writing down allowances for a purchase is not efficient? A finance lease offers earlier tax relief. At the end of the contract you have two options: extend the lease for a nominal fee, or benefit from the net sales proceeds.

Four trucks stand in a row in front of a crane

Operating lease

Maximum flexibility

A rental solution with all the options open. At the end of the contract you can return the truck, buy it from us or extend the lease.

Operating lease

Maximum flexibility

A rental solution with all the options open. At the end of the contract you can return the truck, buy it from us or extend the lease. Insurance, as well as repair and maintenance, is included in the contract for complete peace of mind.

Operating lease

The worry-free solution

No depreciation risks. No disposal risks. No headaches. Because you rent your truck. Monthly payments are booked as costs. At the end of the agreement you simply return the truck to us. We’ll take care of the rest.

A man leans against the cab of his truck

Contract hire

The worry-free solution

No depreciation risks. No disposal risks. No headaches. Because you rent your truck. Insurance, as well as repair and maintenance, is included in the contract for complete peace of mind. All this for one fixed monthly payment. At the end of the agreement you simply return the truck to us. We’ll take care of the rest.

Volvo Financial Services does not provide tax or accounting advice. Customers should consult their tax attorney or accountant about individual circumstances.

Want to find out more?

Our finance specialists will help you with a customized solution.
Call or pay them a visit – they’ll find the best package for you.

Contact Volvo Financial Services